Get bank and credit card fees back.

Recoup Fees Back finds your hidden bank and credit card fees. On average, we uncover $325. You can then automatically file fee refund claims with 16,000+ financial institutions.

Apple App StoreApple App Store

★★★★★
4.8 out of 5 (5,231 App Store & Google Play reviews)


$5,012,253 (and counting).

Recoup takes your money seriously. It's not just a philosophy, it's in the DNA of everything we build. Our advanced technology finds your hidden, sneaky, bank and credit card fees. But we don't stop there. Recoup Fees Back also files fee refund claims on your behalf. Recoup Fees Back. With over $5,012,253* already recouped on millions of transactions, it’s the place to get ridiculous fees back into your pocket.

Securely connect your bank or credit card.

Safely add any bank or credit card account from over 16,000 financial institutions.

Effortlessly file claims.

Scan for fees and file refund claims in 30 seconds or less. Sit back while Recoup's automated financial advocate does the rest!

It's all yours.

If your bank or credit card decides to refund fees, you keep 100%! No commissions. No memberships. No "tips."

Why do I need to connect my bank?

To uncover hidden fees, securely connect 16,000+ bank or credit cards to Recoup. Our algorithms surface fees to determine if they are appealable.

How is my data secured?

Recoup uses 256-bit AES bank-level encryption, the advanced encryption standard, to protect and secure your data.

What is the cost?

Recoup Fees Back costs a low $1.54 to cover our claim expenses. No subscriptions. No hidden fees. No commissions. No "tips." Compare that to other apps that charge $38-40 with or without fee refunds. Worse yet, some apps charge 25% commissions on any refunds! Recoup is hands-down the most affordable way to get your bank fees back.

What kinds of fees qualify?

Generally, depending on your relationship with your bank or credit card, all fee types may qualify for a refund. More specifically, overdraft, NSF, ATM, monthly maintenance, cash advance, late payment, wire, annual membership, and other similar fees are the most popularly refunded.

Are refunds guaranteed?

No. Refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution. Criteria such as your bank or credit card relationship length, balance history, frequency of fees, and projected future profitability count the most.

Join millions of people who are recouping fees from their bank.

3,000+ App Store and Google Play positive reviews

Richard, New York, NY

★★★★★

"I was skeptical at first, but since I've earned $250+, I'm not anymore!"

Kimberly, Dayton, TX

★★★★★

"Love this app. I started making money within the first few days!"

Steven, Compton, CA

★★★★★

"This is great because I’m getting money back that I thought was lost forever."

Get started with Recoup Fees Back.

Download to scan for fees immediately. You keep 100% of any refunds.

Apple App StoreApple App Store

★★★★★
4.8 out of 5 (5,231 App Store Reviews)

Financial institution logos do not imply a partnership, joint venture, or other relationship with Recoup.

Recoup's use and transfer to any other app of information received from Google APIs will adhere to Google API Services User Data Policy, including the Limited Use requirements.

*Total recouped includes all monies, discounts, store credit, rebates, and other perks reclaimed for our users from Recoup Cash Back, Recoup Fees Back, and Recoup Rebates Back services. Bank Fee and Merchant refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution or merchant. Recoup makes no representation that we will present the opportunity to file a refund claim for any or all fees. We make no representation that we will present the opportunity to file claims during any regular interval. The type and frequency of claims filing is at our sole discretion based on our experience and expertise with any number of variables including, but not limited to, your bank, your fee history, and past successful refund history.

Advertiser Disclaimer
The privacy policies of the owners of third-party websites and apps may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal information. Riddlic, Inc. dba Recoup neither endorses nor guarantees any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website (“Products and Services”) and disclaim any liability for any failure of the Products and Services. It is your responsibility to manage and be informed about the information you share and Privacy Policies of non-Riddlic, Inc dba Recoup Products and Services.

Cash Back Disclaimer
Throughout our app, Recoup may state the approximate number of points that can be earned for taking a certain action. We may also show you the approximate dollar value of those points when combined with badges for cash out. For instance, you may see a colored pill that says “+100” next to a transaction. This is an approximate number of points you may earn if you take all required steps to earn those points. Points awards are randomized. For instance, you may be asked to rate, create a video review, create a written review, scan a receipts, get a certain number of likes on a video review, share with friends, and other such actions to earn the stated points. Each points opportunity may have several steps to earn the approximated points. All points are pending until such time that they are reviewed by Recoup. All points are accumulated and in a pending state until such time that users also earn badges in order to convert points into a cash payout. Cash payouts have minimum points and badges required to cash out, may have transaction fees for cashing out, and may include setup fees for verifying your identity when you first enroll an eligible bank, PayPal, Zelle, Venmo, or other such payment account in order to receive cash payouts.

Security is essential to everything we do at Recoup. Separate access controls are enforced at each layer of infrastructure. Multi-factor authentication is required for access to our infrastructure. All applications and user access logs are stored centrally and monitored. Recoup’s infrastructure regularly undergoes both internal and external network penetration tests, and third-party code reviews. Our technology partners have also completed SOC 2 reports. Recoup’s platform allows client requests using strong TLS protocols and ciphers. Communication between infrastructure and financial institutions is transmitted over encrypted tunnels. All client communication with banks utilize cryptographically hashed headers and timestamps to verify authenticity.

Third party information provided for product features, communications, and communications emanating from social media communities, email, data and other information available through Riddlic, Inc dba Recoup are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any financial instrument or cryptocurrency or as an official confirmation of any transaction.

The information provided is not warranted as to completeness or accuracy and is subject to change without notice. Any information about the Recoup platform, e-mails, or any other communications, are meant for informational purposes only and are not intended as an offer, solicitation, or advertisement for Recoup or any goods or services offered by Recoup or third parties. The Recoup website provides its users links to social media sites and email. The linked social media and email messages are pre-populated. However, these messages can be deleted or edited by users, who are under no obligation to send any pre-populated messages. Any comments or statements made herein do not reflect the views of Riddlic, Inc. or Recoup, or any of their subsidiaries or affiliates.

Refunds Final Decision of Financial Institutions and Merchant REFUNDS NOT GUARANTEED Refund Amounts Vary