Cash back made easy

Managing money can be hard. Recoup makes it easy to get bank and credit card fees refunded, manage subscriptions, lower bills, and stay on top of your financial life.

No membership fees. Cancel anytime.
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How Recoup automates ways to save you money

Securely Connect Accounts

Recoup uses bank-level security with 256-bit SSL encryption and two-factor authentication to keep your data safe.

See Where You Can Save

Recoup analyzes your spending patterns to find ways that we can take action and save you money.

Then Recoup Does The Work

Recoup negotiates bank and credit card fees and helps you ask for loyalty refunds, cancel old subscriptions, and more.

Recover bank fees

We detect your predatory fees and automatically request refunds.

Monthly Maintenance
100s more ridiculous bank fees

Recapture credit card fees

We find unfair credit card fees and automatically request refunds.

Balance Transfer
Late Payment
Cash Advance
100s more outrageous credit card fees

Retrieve hidden money

Recoup uncovers your monthly charges and allows you to easily request compensation. 1,000 billers. 1M merchants.

Request loyalty refunds
File complaints
Cancel unwanted bills

'Buh-bye overdrafts

Why wake up to surprise fees? You're always in-the-know about upcoming, money-draining, recurring charges and sneaky price increases.

Get notified 2 days in advance
Get daily account balances
Proactively cancel unwanted bills

Security & support you can trust

Serious security

Recoup uses bank-level security to protect your sensitive information and prevent unauthorized use

Privacy and protection

Your data is cyber-insured against breaches up to $250,000 through AXA Cyber Insurance

Friendly support

Have questions? Just click "Help" and send a message to our Member Services team and we will respond quickly.

We saved our users more than $1,000,000 in the last month.

What our members are saying

It works! I got more than $300 back from my bank!!!!
Michael R. - Columbus, Ohio
Love Recoup!! They were able to get me back $150 back in fees!! Amazing! Thank you Recoup!
Beth W. - San Jose, California
I never thought Wells Fargo would give me $265 back! Keep up the amazing work Recoup!
Richard M. - New York, New York

Claim your bank fee refund

Become a Recoup Member in less than 1 minute. We have your back. Guaranteed.

Refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution or merchant. Recoup makes no representation that we will file a refund claim for any or all fees. We make no representation that we will file claims during any regular interval. The type and frequency of claims filing is at our sole discretion based on our experience and expertise with any number of variables including, but not limited to, your bank, your fee history, and past successful refund history.

If your account does not qualify for a free claim, you may be offered the opportunity to file a claim for a fee, in addition to, commissions on successful refunds.

Security is essential to everything we do at Recoup. Separate access controls are enforced at each layer of infrastructure. Multi-factor authentication is required for access to our infrastructure. All applications and user access logs are stored centrally and monitored. Recoup’s infrastructure regularly undergoes both internal and external network penetration tests, and third-party code reviews. Our technology partners have also completed SOC 2 reports. Recoup’s platform allows client requests using strong TLS protocols and ciphers. Communication between infrastructure and financial institutions is transmitted over encrypted tunnels. All client communication with banks utilize cryptographically hashed headers and timestamps to verify authenticity.

Third party information provided for product features, communications, and communications emanating from social media communities, email, data and other information available through Riddlic, Inc dba Recoup are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any financial instrument or cryptocurrency or as an official confirmation of any transaction.

The information provided is not warranted as to completeness or accuracy and is subject to change without notice. Any information about the Recoup platform, e-mails, or any other communications, are meant for informational purposes only and are not intended as an offer, solicitation, or advertisement for Recoup or any goods or services offered by Recoup or third parties. The Recoup website provides its users links to social media sites and email. The linked social media and email messages are pre-populated. However, these messages can be deleted or edited by users, who are under no obligation to send any pre-populated messages. Any comments or statements made herein do not reflect the views of Riddlic, Inc. or Recoup, or any of their subsidiaries or affiliates.

Refunds Final Decision of Financial Institutions and Merchant REFUNDS NOT GUARANTEED Refund Amounts Vary